When I signed up for my very first major credit card, I chose one with no annual fee because I was only planning on using it for those stupid incidences when you're required to have a major credit card, such as renting a car. But when I called to activate my new card, the nice lady informed me of all the "bonuses" that I could partake in. Like 5% back on certain purchases and what not. But the only thing I comprehended was that if I spent $500 within the next few months, I would get a bonus of 10,000 points. 10,000 points also transfers to $100 cash back or other great prizes I could have chose from.
How convenient! I just so happened to be purchasing a new computer which ended up costing me that amount. Since I was going to pay for it with cash anyways, I thought I would put it on my credit card and get all those wonderful points!
What that translated into was $100 off my overall purchase when I paid off my credit card this month and didn't have to pay interest. So, thank you Chase Freedom for giving me $100 to put towards my computer!